First National Bank of Crystal Falls
First National Bank of Crystal Falls
Location Telephone Fax
Crystal Falls Office 906-875-4505 906-875-6727
Sagola Office 906-542-3251 906-542-3300
Jubilee Foods Office 906-875-3300 906-875-3095

Contact Us

If you would like a banker to contact you, please send an email to the appropriate email address below, and a bank representative will contact you shortly.

Security & Privacy

For Security and privacy reasons, please do not include any account numbers, social security numbers, or any other personal information with your email. Bank personnel will contact you for any further information needed.

First National Bank will NEVER contact you by email to ask for personal or account information as we will have this in our database. If you ever receive such an e-mail please do not respond and report the email to us immediately. Always be cautious when giving out any information by email to any request.


Staff Directory

Michael J. Ferguson
President & CEO, NMLS # 462243

Nancy A. Clark
Vice President/CFO/Compliance

Bank Operations
Laura Reid, Assistant Operations Officer, Human Resources

Main Office – Loan Department
Billie Jo Waite, Vice President/Loans, NMLS # 462240
Tricia Mattson, Loan Clerk, NMLS # 462241
Bernadette Holcomb, Loan Clerk
Loan Department,

Customer Service Representatives (CSR)
Fran Green, Assistant Operations Officer, BSA Officer, Teller/CSR Supervisor
Cindy Casagranda, CSR

Data Processing Department
Kathy Miller, Data Processing Clerk

North Dickinson Branch Office
Carol Palluconi, Customer Service – Loans

Jubilee Branch Office
Amber Emerson

Internet Banking
Carol Palluconi
Alex Manier, Assistant CFO

Kathy Miller

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125 Superior Ave.Crystal Falls, MichiganPhone: (906)875-4505
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