First National Bank of Crystal Falls
First National Bank of Crystal Falls
Location Telephone Fax
Crystal Falls Office 906-875-4505 906-875-6727
Sagola Office 906-542-3251 906-542-3300
Jubilee Foods Office 906-875-3300 906-875-3095

Contact Us

If you would like a banker to contact you, please send an email to the appropriate email address below, and a bank representative will contact you shortly.

Security & Privacy

For Security and privacy reasons, please do not include any account numbers, social security numbers, or any other personal information with your email. Bank personnel will contact you for any further information needed.

First National Bank will NEVER contact you by email to ask for personal or account information as we will have this in our database. If you ever receive such an e-mail please do not respond and report the email to us immediately. Always be cautious when giving out any information by email to any request.



Staff Email Directory

Michael J. Ferguson
President & CEO, NMLS # 462243,

Nancy A. Clark
Vice President/Cashier/Compliance,

Bank Operations
Laura Reid,

Main Office – Loan Department
Billie Jo Waite, Vice President/Loans, NMLS # 462240,
Bernadette Holcomb, 
Loan Department,

Customer Service Representatives (CSR)
Fran Green, Head Teller/CSR Supervisor,
Cindy Casagranda, CSR,

Data Processing Department
Beverly Broad, Data Processing Supervisor,
Kathy Miller,

North Dickinson Branch Office
Tricia Mattson, NMLS # 462241,
Carol Palluconi, Customer Service – Loans

Jubilee Branch Office
Deborah Bucek,

Internet Banking
Carol Palluconi,
Alex Manier,

Beverly Broad,
Kathy Miller,

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125 Superior Ave.Crystal Falls, MichiganPhone: (906)875-4505
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